Discover the Exciting Perks of the Pag-IBIG Loyalty Card

Are you a Pag-IBIG member looking to maximize your membership benefits? If so, the Pag-IBIG Loyalty Card might just be the perfect rewards card for you. With this card, you can enjoy a wide range of discounts and rewards at over 350 partner establishments across the Philippines. Whether you’re dining out, shopping, or paying for services, the Pag-IBIG Loyalty Card offers valuable perks to help you save more and get the best value for your money.

In this guide, we’ll dive into everything you need to know about the Pag-IBIG Loyalty Card, its benefits, how to apply, and why you should consider upgrading to the Pag-IBIG Loyalty Card Plus.

What is the Pag-IBIG Loyalty Card?

The Pag-IBIG Loyalty Card was first introduced in 2014 as a way to enhance the value of Pag-IBIG membership for millions of Filipinos. By partnering with various establishments, the government agency offers exclusive discounts and perks to Pag-IBIG members. As of December 31, 2020, there were 12.77 million active Pag-IBIG members enjoying these benefits.

The Pag-IBIG Loyalty Card is more than just an ID. It’s a valuable financial tool that provides significant savings for Filipino citizens, making it an essential card to have.

In late 2019, Pag-IBIG introduced a revamped version of the card, known as the pag-IBIG Loyalty Card Plus . This upgraded card not only serves as your official Pag-IBIG ID but also functions as a cash card. Members can use it to receive proceeds from Pag-IBIG loans, MP2 dividends, and other benefits.

Pag-IBIG Loyalty Card vs. Pag-IBIG Loyalty Card Plus

Here’s a quick comparison between the original Pag-IBIG Loyalty Card and the upgraded Pag-IBIG Loyalty Card Plus:

Feature	Pag-IBIG Loyalty Card	Pag-IBIG Loyalty Card Plus (AUB)	Pag-IBIG Loyalty Card Plus (UnionBank)
Expiration	No expiration	10 years validity for banking features, 3 years validity for discounts	8 years validity for banking features, 3 years validity for discounts
Purpose	Serves as official ID for Pag-IBIG members	Official ID and ATM prepaid card	Official ID and ATM savings card
Fee	₱125	₱125	₱125
Interface	Without EMV chip	With EMV chip	With EMV chip

The Pag-IBIG Loyalty Card Plus, equipped with an EMV chip, doubles as an ATM card. With the AUB version, it works like a prepaid card, while the UnionBank version functions as a savings card, allowing users to earn interest on their balances.

Why You Should Get a Pag-IBIG Loyalty Card

Here are some compelling reasons to apply for a Pag-IBIG Loyalty Card today:

Cash Card Functionality: The Pag-IBIG Loyalty Card Plus comes with ATM functionality, thanks to partnerships with UnionBank and Asia United Bank (AUB). The card now features an EMV chip for secure transactions, making it a versatile tool for everyday banking.
Affordable Valid ID for Life: The Pag-IBIG Loyalty Card Plus is a one-time purchase, offering the same features as a regular debit card without the need for renewal. It’s also one of the most affordable government IDs available.
Exclusive Discounts and Benefits: The primary reason many members opt for the loyalty card is the wide range of discounts available. From dining and shopping to travel and medical services, the card provides valuable savings year after year.

How to Get a Pag-IBIG Loyalty Card

Applying for a Pag-IBIG Loyalty Card is simple. Here’s a step-by-step guide:

Prepare the Required Documents: You’ll need two valid IDs (one original and one photocopy) and your Permanent Membership ID (MID) number. Make sure your Pag-IBIG membership is active.
Download and Fill Out the Application Form: You can download the Pag-IBIG Loyalty Card Plus application form online.
Submit Your Application: Bring your completed form to the nearest Pag-IBIG Fund branch.
Pay the Registration Fee: The fee for the card is ₱125. Keep the receipt for future reference.
Complete the Biometrics Process: Have your photo and fingerprints taken at the branch.
Claim Your Card: Once your application is processed, you can claim your Pag-IBIG Loyalty Card Plus and PIN Mailer from the bank personnel.

Benefits and Discounts with the Pag-IBIG Loyalty Card

The Pag-IBIG Loyalty Card offers discounts on a wide variety of products and services, including:

Health and Medication: Discounts at various medical institutions and optical shops.
Education: Tuition fee discounts at select educational institutions.
Food and Restaurants: Discounts at numerous dining establishments.
Shopping: Special offers at select retail stores.
Beauty and Wellness: Reduced rates on beauty treatments and wellness services.
Leisure and Recreation: Discounts on hotel accommodations, theme park tickets, and more.
Other Services: Discounts on shipping, insurance, and other essential services.

Simply present your Pag-IBIG Loyalty Card at any partner merchant to enjoy these perks.

Frequently Asked Questions (FAQs)

Can I apply for a Pag-IBIG Loyalty Card online?
- No, Pag-IBIG Loyalty Card applications are processed at Pag-IBIG branches. However, you can download the application form online to fill out in advance.
Do I need to renew my loyalty card?
- The Pag-IBIG Loyalty Card Plus offers three years of discount eligibility and up to 10 years of ATM functionality, depending on the bank partner. Renewal is optional if you wish to continue enjoying discounts.
Can I use the Pag-IBIG Loyalty Card Plus for online purchases?
- The card can be used for essential debit services, such as ATM withdrawals and cashless payments via POS systems.
How long does it take to receive my new card?
- You can receive your new loyalty card on the same day you apply.
Can a representative apply for a card on my behalf?
- No, personal appearance is required for the application process.

Conclusion:

The Pag-IBIG Loyalty Card is an essential tool for any Pag-IBIG member looking to maximize their benefits. Whether you’re using it for discounts or as a cash card, the Pag-IBIG Loyalty Card Plus offers convenience and savings in one handy package. Upgrade today and make the most out of your Pag-IBIG membership!